Banking supervision

Most of this list is the vocabulary of a regulator writing to a bank: long compounds that each say exactly one thing, such as die Liquiditätsdeckungsquote or der Kapitalerhaltungspuffer. One short adjective says two. Notleidend is built from die Not, need or distress, and leiden, to suffer, and in a charity appeal it describes people in want: Spenden für notleidende Familien. On a balance sheet the same word describes a loan on which the borrower has stopped paying as agreed. Ein notleidender Kredit is a non-performing loan, and their share of a bank’s lending is a figure every supervisor watches. Nothing in the word says which world it is in; the noun beside it decides. In the bank report nobody is going hungry: it is the loan that is in need, and the people behind it are not mentioned at all.