3 · 40 words

Money and the bank

Cards, cash and accounts: earning, spending, saving and paying back.

Many money verbs are a verb plus 钱(qián): 存钱(cúnqián), put money in, 取钱(qǔqián), take it out, 花钱(huāqián), spend it. English “save” splits in two: 存钱(cúnqián) or 攒钱(zǎnqián)is putting money aside省钱(shěngqián)is not spending it in the first place Most of these verbs can open up around an amount: 存(cún)了(le)不少(bùshǎo)钱(qián), saved up a fair bit.

The words

Verb (18)

存钱(cúnqián)to save up; to deposit moneyVerb3

他(tā)在(zài)存钱(cúnqián)买(mǎi)车(chē)。He is saving up for a car.

取钱(qǔqián)to withdraw moneyVerb3

我(wǒ)先(xiān)去(qù)取钱(qǔqián)，你(nǐ)在(zài)这儿(zhèr)等(děng)我(wǒ)。I'll go and get some money first — wait for me here.

花钱(huāqián)to spend moneyVerb3

她(tā)花钱(huāqián)很(hěn)小心(xiǎoxīn)。She is careful with money.

省钱(shěngqián)to save money (by spending less)Verb3

自己(zìjǐ)做(zuò)饭(fàn)比(bǐ)去(qù)饭馆(fànguǎn)吃(chī)省钱(shěngqián)。Cooking for yourself is cheaper than eating out.

转账(zhuǎnzhàng)to transfer moneyVerb3

房租(fángzū)我(wǒ)用(yòng)手机(shǒujī)转账(zhuǎnzhàng)给(gěi)你(nǐ)。I'll transfer the rent to you by phone.

存(cún)to deposit; to keepVerb3

我(wǒ)每(měi)个(ge)月(yuè)存(cún)一千(yìqiān)块(kuài)钱(qián)。I put a thousand yuan aside every month.

Also for leaving things in safe keeping: 存(cún)行李(xíngli), to leave luggage.

取(qǔ)to take out; to collectVerb3

我(wǒ)去(qù)楼下(lóuxià)取(qǔ)个(ge)快递(kuàidì)。I'm popping downstairs to collect a parcel.

欠(qiàn)to oweVerb3

我(wǒ)还(hái)欠(qiàn)他(tā)五十(wǔshí)块(kuài)钱(qián)。I still owe him fifty yuan.

交费(jiāofèi)to pay a feeVerb3

住院(zhùyuàn)以前(yǐqián)要(yào)先(xiān)去(qù)窗口(chuāngkǒu)交费(jiāofèi)。Before being admitted to hospital you have to pay at the counter.

平分(píngfēn)to split equallyVerb3

饭钱(fànqián)我们(wǒmen)四(sì)个(ge)人(rén)平分(píngfēn)。The four of us are splitting the bill for the meal.

开户(kāihù)to open an accountVerb3

开户(kāihù)要(yào)带(dài)护照(hùzhào)。You need your passport to open an account.

值(zhí)to be worthVerb3

这(zhè)件(jiàn)大衣(dàyī)不(bù)值(zhí)这么(zhème)多(duō)钱(qián)。This coat isn't worth that much money.

汇款(huìkuǎn)to send money; remittanceVerb3

他(tā)每(měi)个(ge)月(yuè)给(gěi)父母(fùmǔ)汇款(huìkuǎn)。He sends money to his parents every month.

支付(zhīfù)to payVerb3

现在(xiànzài)很(hěn)多(duō)人(rén)用(yòng)手机(shǒujī)支付(zhīfù)。Many people now pay with their phones.

More formal than 付(fù); common on signs and screens.

还钱(huánqián)to pay back moneyVerb3

借(jiè)了(le)钱(qián)就(jiù)要(yào)按时(ànshí)还钱(huánqián)。If you borrow money, you have to pay it back on time.

Here 还(huán) is huán; the adverb “still” is 还(hái).

借钱(jièqián)to borrow or lend moneyVerb3

我(wǒ)不(bù)喜欢(xǐhuan)跟(gēn)朋友(péngyou)借钱(jièqián)。I don't like borrowing money from friends.

From someone is 跟(gēn)…借钱(jièqián); to someone, 借(jiè)钱(qián)给(gěi)….

攒钱(zǎnqián)to save up moneyVerb3

她(tā)攒(zǎn)了(le)两(liǎng)年(nián)钱(qián)，才(cái)买(mǎi)了(le)这(zhè)台(tái)电脑(diànnǎo)。She saved for two years before she could buy this computer.

记账(jìzhàng)to keep accounts; to note down spendingVerb3

我(wǒ)每天(měitiān)用(yòng)手机(shǒujī)记账(jìzhàng)。I note down what I spend on my phone every day.

Noun (19)

银行卡(yínhángkǎ)bank cardNoun3

我(wǒ)的(de)银行卡(yínhángkǎ)丢(diū)了(le)，得(děi)马上(mǎshàng)给(gěi)银行(yínháng)打(dǎ)电话(diànhuà)。I've lost my bank card — I need to ring the bank straight away.

Measure word: 张(zhāng).

信用卡(xìnyòngkǎ)credit cardNoun3

这儿(zhèr)可以(kěyǐ)刷(shuā)信用卡(xìnyòngkǎ)吗(ma)？Can I pay by credit card here?

Paying by card is 刷卡(shuākǎ), “swipe the card”.

现金(xiànjīn)cashNoun3

现在(xiànzài)很(hěn)少(shǎo)有(yǒu)人(rén)用(yòng)现金(xiànjīn)了(le)。Hardly anyone uses cash any more.

工资(gōngzī)wages; salaryNoun3

我们(wǒmen)公司(gōngsī)每(měi)个(ge)月(yuè)十五(shíwǔ)号(hào)发(fā)工资(gōngzī)。Our company pays salaries on the fifteenth of each month.

Paying wages is 发(fā)工资(gōngzī), said from the employer's side.

价格(jiàgé)priceNoun3

这里(zhèlǐ)的(de)价格(jiàgé)比(bǐ)市中心(shìzhōngxīn)低(dī)。Prices here are lower than in the city centre.

Prices are 高(gāo) or 低(dī); the thing itself is 贵(guì) or 便宜(piányi).

收入(shōurù)incomeNoun3

换(huàn)了(le)工作(gōngzuò)以后(yǐhòu)，他(tā)的(de)收入(shōurù)高(gāo)了(le)不少(bùshǎo)。Since changing jobs, his income has gone up quite a bit.

账户(zhànghù)accountNoun3

请(qǐng)把(bǎ)钱(qián)转(zhuǎn)到(dào)这(zhè)个(ge)账户(zhànghù)。Please transfer the money to this account.

硬币(yìngbì)coinNoun3

这(zhè)台(tái)机器(jīqì)只(zhǐ)收(shōu)硬币(yìngbì)。This machine only takes coins.

取款机(qǔkuǎnjī)cash machineNoun3

附近(fùjìn)有(yǒu)取款机(qǔkuǎnjī)吗(ma)？Is there a cash machine nearby?

柜台(guìtái)counterNoun3

请(qǐng)到(dào)三(sān)号(hào)柜台(guìtái)办理(bànlǐ)。Please go to counter three to be served.

费用(fèiyòng)cost; expensesNoun3

这(zhè)次(cì)旅行(lǚxíng)的(de)费用(fèiyòng)大家(dàjiā)一起(yìqǐ)出(chū)。We are all sharing the costs of this trip.

余额(yú'é)balance (of an account)Noun3

我(wǒ)查(chá)了(le)一下(yíxià)卡(kǎ)里(lǐ)的(de)余额(yú'é)。I checked the balance on my card.

收据(shōujù)receiptNoun3

请(qǐng)给(gěi)我(wǒ)一(yì)张(zhāng)收据(shōujù)。Could I have a receipt, please?

An official invoice for expenses is 发票(fāpiào).

零花钱(línghuāqián)pocket moneyNoun3

孩子(háizi)用(yòng)零花钱(línghuāqián)买(mǎi)了(le)一(yì)本(běn)书(shū)。The child bought a book with his pocket money.

生活费(shēnghuófèi)living expensesNoun3

上(shàng)大学(dàxué)的(de)时候(shíhou)，父母(fùmǔ)每(měi)个(ge)月(yuè)给(gěi)我(wǒ)生活费(shēnghuófèi)。At university my parents gave me money to live on every month.

外币(wàibì)foreign currencyNoun3

这(zhè)家(jiā)银行(yínháng)可以(kěyǐ)换(huàn)外币(wàibì)。You can change foreign currency at this bank.

支出(zhīchū)spending; expenditureNoun3

这个(zhège)月(yuè)的(de)支出(zhīchū)比(bǐ)收入(shōurù)还(hái)多(duō)。This month my spending has been even higher than my income.

手续费(shǒuxùfèi)service charge; feeNoun3

在(zài)别的(biéde)银行(yínháng)取钱(qǔqián)要(yào)交(jiāo)手续费(shǒuxùfèi)。Withdrawing money at another bank costs a fee.

月光族(yuèguāngzú)people who spend all their pay each monthNoun3

工资(gōngzī)一(yì)发(fā)就(jiù)花完(huāwán)，他(tā)是(shì)典型(diǎnxíng)的(de)月光族(yuèguāngzú)。His pay is gone as soon as it arrives — he spends every last bit of it each month.

Modern slang, literally “month-clear tribe”.

Adjective (2)

有钱(yǒuqián)rich; well offAdjective3

他(tā)家(jiā)很(hěn)有钱(yǒuqián)，可是(kěshì)他(tā)一点儿(yìdiǎnr)也(yě)不(bù)骄傲(jiāo'ào)。His family is very well off, but he isn't the least bit arrogant.

穷(qióng)poorAdjective3

他(tā)小时候(xiǎoshíhou)家里(jiālǐ)很(hěn)穷(qióng)。His family was very poor when he was a child.

Adverb (1)

分期(fēnqī)in instalmentsAdverb3

这(zhè)台(tái)电脑(diànnǎo)我(wǒ)是(shì)分期(fēnqī)付(fù)的(de)款(kuǎn)。I paid for this computer in instalments.

Also 分(fēn)十二(shí'èr)期(qī), in twelve instalments.

This list belongs to Shopping, clothes and money — seven lists and 282 words that can also be practised as a whole.

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