How the money really gets from one account to another.
Practise this list
From these 30 words, as many per round as you like — up to all of them: first what is due today, then new ones. First you choose, then you fill the gap, then you write it yourself. Mistakes come back again shortly.
More about this list
The twenty-eighth entry is transferência ordenada pela vítima, and the settled English name for it reads at first like the opposite of what it is: « an authorised push payment ». Both halves repay a minute. « Push » and « pull » divide this whole subject in English. In a push payment the payer sends the money out, which is a transferência; in a pull payment the payee reaches in and takes it, which is o débito direto. Which of the two it was decides who may undo the thing afterwards, so the pair is worth learning as a pair. « Authorised » is the harder word, because it does not say that anybody approved of the fraud, nor that the bank vouched for it. It says only that the instruction came from the customer’s own hand, correctly given and correctly signed off, and that the bank did exactly what it was told to do. The Portuguese puts the same fact in the open, ordenada pela vítima, and leaves no room at all for the misreading.
The words
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Phrase (23)
ordem de pagamentopayment orderPhraseC2
A ordem de pagamento entrou antes do fecho.The payment order arrived before the cut-off.
carácter definitivo da liquidaçãosettlement finalityPhraseC2
O carácter definitivo da liquidação está fixado na lei.Settlement finality is laid down in statute.
liquidação por saldosnet settlementPhraseC2
Na liquidação por saldos só circula a diferença.Under net settlement only the difference moves.
liquidação brutagross settlementPhraseC2
A liquidação bruta trata cada ordem por si.Gross settlement handles each order on its own.
liquidez intradiáriaintraday liquidityPhraseC2
A liquidez intradiária tem de chegar para as horas de ponta.Intraday liquidity has to be enough for the busiest hours.
hora de fechocut-off timePhraseC2
Depois da hora de fecho, a ordem segue no dia seguinte.After the cut-off time the order goes on the following day.
banco correspondentecorrespondent bankPhraseC2
O banco correspondente cobra pelo serviço.The correspondent bank charges for the service.
conta nostronostro accountPhraseC2
A conta nostro está aberta noutra praça.The nostro account is held in another financial centre.
conta vostrovostro accountPhraseC2
A conta vostro é gerida aqui para o banco de fora.The vostro account is run here for the bank abroad.
mensagem de pagamentopayment messagePhraseC2
A mensagem de pagamento leva mais dados do que antes.The payment message carries more data than it used to.
