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C2  ·  23 words

Co-operatives in French

A business owned by the people who use it.

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From these 23 words, as many per round as you like — up to all of them: first what is due today, then new ones. First you choose, then you fill the gap, then you write it yourself. Mistakes come back again shortly.

More about this list

The third entry is l’assemblée des délégués, and the noun at the end of it is the one word on this page an English reader has to pronounce before translating. French has two separate forms and no ambiguity at all: déléguer is the verb, marked as one by its infinitive ending, and le délégué is the person, a past participle turned into a noun and carrying an article and a gender. English spells both of them « delegate » and sorts them out in the mouth. In the noun the last syllable is worn down to something close to « -git »; in the verb it is a full « gate ». The same trick runs through a whole class of words that reached us from Latin through French: « an associate » against « to associate », « a graduate » against « to graduate », « an estimate » against « to estimate ». A second family shifts the stress rather than the vowel, as « a record » does against « to record ». Nothing in the writing marks either of them, which is why a society’s « delegates » are heard correctly and read twice.

The words

Noun (m) (9)

Grammar for these: Definite article: le, la, les · Indefinite article: un, une

le sociétairethe memberNoun (m)C2
Le sociétaire est à la fois client et propriétaire.The member is customer and owner at once.
le vote par têtethe one-member-one-vote ruleNoun (m)C2
Le vote par tête met le petit épargnant à égalité avec le gros.The one-member-one-vote rule puts the small saver on a level with the large one.
le fonds de réservethe reserve fundNoun (m)C2
Le fonds de réserve n’appartient à personne en particulier.The reserve fund belongs to nobody in particular.
le remboursement des partsthe repayment of the sharesNoun (m)C2
Le remboursement des parts suit le bilan, pas le marché.The repayment of the shares follows the balance sheet, not the market.
le droit d’usage durablethe permanent right of occupationNoun (m)C2
Le droit d’usage durable protège mieux qu’un bail ordinaire.The permanent right of occupation protects better than an ordinary tenancy.
le loyer au prix coûtantthe cost rentNoun (m)C2
Le loyer au prix coûtant couvre les charges et rien de plus.The cost rent covers the outgoings and nothing more.
le principe d’entraidethe principle of self-helpNoun (m)C2
Le principe d’entraide est plus vieux que la loi qui l’encadre.The principle of self-help is older than the law that frames it.
l’attachement des sociétairesthe members’ loyaltyNoun (m)C2
L’attachement des sociétaires se voit quand les temps sont durs.The members’ loyalty shows when times are hard.
le registre des coopérativesthe register of co-operativesNoun (m)C2
Le registre des coopératives dit qui dirige et depuis quand.The register of co-operatives says who is in charge and since when.

Noun (f) (14)

Grammar for these: Definite article: le, la, les · Indefinite article: un, une

l’assemblée des déléguésthe meeting of delegatesNoun (f)C2
L’assemblée des délégués remplace la réunion de tous.The meeting of delegates takes the place of a meeting of everybody.
la fédération de révisionthe auditing federationNoun (f)C2
La fédération de révision conseille et contrôle à la fois.The auditing federation advises and inspects at the same time.
la révision obligatoirethe compulsory auditNoun (f)C2
La révision obligatoire revient à intervalles fixes.The compulsory audit comes round at fixed intervals.
la mission de promotion des membresthe duty to further the members’ interestsNoun (f)C2
La mission de promotion des membres passe avant le bénéfice.The duty to further the members’ interests comes before profit.
la ristournethe patronage refundNoun (f)C2
La ristourne se calcule sur les achats de l’année.The patronage refund is worked out on the year’s purchases.
l’obligation de versement complémentairethe obligation to pay a further contributionNoun (f)C2
L’obligation de versement complémentaire figure dans les statuts.The obligation to pay a further contribution is set out in the articles.
la démission du sociétairethe member’s resignationNoun (f)C2
La démission du sociétaire prend effet à la fin de l’exercice.The member’s resignation takes effect at the end of the financial year.
la coopérative d’habitationthe housing co-operativeNoun (f)C2
La coopérative d’habitation loue à ses propres membres.The housing co-operative lets to its own members.
la coopérative d’énergiethe energy co-operativeNoun (f)C2
La coopérative d’énergie appartient au village qui la finance.The energy co-operative belongs to the village that pays for it.
la coopérative agricolethe farmers’ co-operativeNoun (f)C2
La coopérative agricole ramasse, stocke et vend ensemble.The farmers’ co-operative collects, stores and sells together.
la banque coopérativethe co-operative bankNoun (f)C2
La banque coopérative rend des comptes à ses sociétaires.The co-operative bank answers to its members.
la coopérative de productionthe workers’ co-operativeNoun (f)C2
Dans une coopérative de production, ceux qui travaillent décident.In a workers’ co-operative, those who do the work decide.
la mutuelle d’assurancethe mutual insurerNoun (f)C2
La mutuelle d’assurance n’a pas d’actionnaire à rémunérer.The mutual insurer has no shareholder to pay.
la transformation en société de capitauxthe conversion into a company limited by sharesNoun (f)C2
La transformation en société de capitaux met fin au vote par tête.The conversion into a company limited by shares ends the one-member-one-vote rule.

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