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B1  ·  40 words

Insurance and contracts in Italian

Taking one out, giving notice, reporting a claim.

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From these 40 words, as many per round as you like — up to all of them: first what is due today, then new ones. First you choose, then you fill the gap, then you write it yourself. Mistakes come back again shortly.

More about this list

Thirty-fourth on this list is risarcire, and the picture inside it is a needle. The Latin verb sarcire meant to patch, to mend, to sew a torn thing shut; resarcire, with the prefix that means over again, meant to make the repair good, and that compound came down into Italian as risarcire with hardly a letter altered. So la compagnia risarcisce entro sessanta giorni does not, in its own image, describe a payment at all: it describes a hole being sewn up, and the money is only the thread. English has the same root and keeps it in a single word. Sartor in Latin was the patcher, the patcher became the tailor, and that is why a well-cut suit is « sartorial » while nothing else in English remembers sarcire. The two words now stand very far apart, one in a claims letter and one in a fashion column, and both of them say mending. It is worth holding on to, because risarcire is not « to refund »: nobody is being handed their own money back, something broken is being put right.

The words

Verb (5)

coprireto coverVerbB1
La polizza copre anche i danni d’acqua.The policy covers water damage as well.

Conjugation of coprire →

assicurareto insureVerbB1
Ho assicurato la casa contro l’incendio.I insured the house against fire.
invalidareto invalidateVerbB1
Una firma mancante invalida il modulo.A missing signature invalidates the form.
escludereto excludeVerbB1
Il contratto esclude i danni da gelo.The contract excludes frost damage.

Conjugation of escludere →

risarcireto compensateVerbB1
La compagnia risarcisce entro sessanta giorni.The company compensates within sixty days.

Adjective (1)

Grammar for these: Adjective agreement · Where the adjective stands

vincolantebindingAdjectiveB1
Il preventivo non è vincolante.The estimate is not binding.

Phrase (30)

la compagnia di assicurazionithe insurance companyPhraseB1
La compagnia di assicurazioni ha risposto in una settimana.The insurance company replied within a week.
il contratto di assicurazionethe insurance contractPhraseB1
Il contratto di assicurazione è di sei pagine.The insurance contract runs to six pages.
l’assicurazione sanitariathe health insurancePhraseB1
L’assicurazione sanitaria paga anche il dentista.The health insurance pays for the dentist as well.
l’assicurazione autothe motor insurancePhraseB1
L’assicurazione auto scade a marzo.The motor insurance runs out in March.
l’assicurazione sul contenutothe contents insurancePhraseB1
L’assicurazione sul contenuto copre anche la bicicletta.The contents insurance covers the bicycle too.
l’assicurazione sull’edificiothe buildings insurancePhraseB1
L’assicurazione sull’edificio riguarda il tetto.The buildings insurance concerns the roof.
essere copertoto be coveredPhraseB1
Il furto in cantina non è coperto.Theft from the cellar is not covered.
essere assicuratoto be insuredPhraseB1
Sono assicurato da tre anni con la stessa società.I have been insured with the same company for three years.
fare un’assicurazioneto take out an insurance policyPhraseB1
Abbiamo fatto un’assicurazione per il viaggio.We took out an insurance policy for the trip.
l’aumento del premiothe increase in the premiumPhraseB1
L’aumento del premio è arrivato senza spiegazione.The increase in the premium came with no explanation.
denunciare un dannoto report a claimPhraseB1
Ho denunciato il danno il giorno stesso.I reported the claim on the same day.
risarcire un dannoto settle a claimPhraseB1
Hanno risarcito il danno dopo la perizia.They settled the claim after the survey.
la riduzione del premiothe reduction in the premiumPhraseB1
Dopo tre anni senza sinistri è arrivata la riduzione del premio.After three years without a claim the reduction in the premium came through.
il danno accidentalethe accidental damagePhraseB1
Il vetro rotto è un danno accidentale.The broken pane is accidental damage.
il terzo danneggiatothe injured third partyPhraseB1
Il terzo danneggiato riceve la somma dalla compagnia.The injured third party receives the sum from the company.
rispondere dei dannito be liable for the damagePhraseB1
Chi guida risponde dei danni.Whoever drives is liable for the damage.
a proprio rischioat one’s own riskPhraseB1
Il parcheggio si usa a proprio rischio.The car park is used at one’s own risk.
la nota a marginethe note in the marginPhraseB1
La nota a margine cambia tutto il senso.The note in the margin changes the whole meaning.
la durata minimathe minimum termPhraseB1
La durata minima è di dodici mesi.The minimum term is twelve months.
il termine per il ripensamentothe cooling-off periodPhraseB1
Il termine per il ripensamento è di quattordici giorni.The cooling-off period is fourteen days.
sciogliere il contrattoto dissolve the contractPhraseB1
Abbiamo sciolto il contratto di comune accordo.We dissolved the contract by mutual consent.
disdire un contrattoto give notice on a contractPhraseB1
Ho disdetto il contratto a fine anno.I gave notice on the contract at the end of the year.
la disdetta scrittathe written noticePhraseB1
Vale solo la disdetta scritta.Only written notice counts.
per iscrittoin writingPhraseB1
Tutto quello che conta va per iscritto.Everything that matters goes in writing.
venire meno al contrattoto break the contractPhraseB1
Chi viene meno al contratto paga una penale.Whoever breaks the contract pays a penalty.
il rimborso del dannothe payment for the damagePhraseB1
Il rimborso del danno è arrivato in ritardo.The payment for the damage arrived late.
il periodo di tolleranzathe period of gracePhraseB1
C’è un periodo di tolleranza di quindici giorni.There is a period of grace of fifteen days.
confrontare le offerteto compare the offersPhraseB1
Prima di firmare confronto le offerte.Before signing I compare the offers.
le spese legalithe legal costsPhraseB1
Le spese legali sono a carico di chi perde.The legal costs fall on whoever loses.
denunciare uno smarrimentoto report a lossPhraseB1
Ha denunciato lo smarrimento delle chiavi.She reported the loss of the keys.

Noun (f) (1)

Grammar for these: Definite article: il, lo, la · Indefinite article: un, uno

la copertura assicurativathe insurance coverNoun (f)B1
La copertura assicurativa parte da lunedì.The insurance cover starts on Monday.

Noun (m) (3)

Grammar for these: Definite article: il, lo, la · Indefinite article: un, uno

lo scopertothe percentage excessNoun (m)B1
Lo scoperto è una quota in percentuale.The percentage excess is a share given as a percentage.
il premiothe premiumNoun (m)B1
Il premio si paga in due rate.The premium is paid in two instalments.
l’agente assicurativothe insurance agentNoun (m)B1
L’agente assicurativo riceve solo su appuntamento.The insurance agent sees people by appointment only.

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